Which of the following contributes to points accumulated on a driving record?

Accumulating points on a driving record typically comes from violations that are more directly related to safe driving practices. Failing to report an accident is indeed one of those violations that can lead to points on a driving record. This is because not reporting an accident can imply negligence or a failure to adhere to legal obligations that affect road safety and accountability.

The other choices, although they relate to vehicle operation or compliance, do not lead to point accumulation in the same way. For instance, parking violations are generally considered separate from moving violations that affect driving records. State inspections are regulatory requirements but do not inherently carry points. Wearing a seatbelt improperly is primarily a safety issue and may result in fines rather than points on a record. Thus, failing to report an accident stands out as a violation that clearly contributes to point accumulation.